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Plan your home loan, SIP investments, income tax, and more — with calculators that use the same formulas your bank uses. Free, instant, and your numbers never leave your browser.
Calculate your Equated Monthly Installment right here.
Monthly EMI
Check how much you need to save monthly to build a ₹1 Crore corpus.
We use the exact EMI formula RBI-regulated banks use — P × r × (1+r)ⁿ / ((1+r)ⁿ - 1) — and explain what every number means in plain language.
All calculators use Indian number formatting (lakhs and crores), current FY2025-26 tax slabs, and Indian financial products — PPF, NPS, ELSS, GST — not generic global tools.
Every calculation runs in your browser. We never see your salary, loan amount, or investment figures — not because we say so, but because our code has no server to send it to.
Everything you need to manage your finances in one place.
Calculate your Equated Monthly Installments for any loan.
Plan your mutual fund SIP investments and estimate returns.
Calculate fixed deposit maturity amount and interest earned.
Calculate recurring deposit maturity amount.
Calculate Public Provident Fund returns over 15 years.
Calculate GST amount, CGST, SGST for any invoice.
Calculate income tax under old and new regime.
Calculate in-hand salary from CTC with full breakdown.
Calculate compound interest with different frequencies.
Plan your retirement corpus and monthly savings needed.
Calculate home loan EMI with amortization schedule.
Calculate car loan EMI and total repayment amount.
Calculate personal loan EMI and interest cost.
Check how much loan you can get based on your income.
Calculate the impact of inflation on your money.
Calculate monthly savings needed to reach your goal.
Calculate returns on your lumpsum investment.
Convert credit card bills into easy EMIs.
Calculate education loan EMI and repayment schedule.
Convert between major world currencies instantly.
Calculate National Pension System returns and tax benefits.
Calculate exact House Rent Allowance tax exemption.
Calculate SSY maturity amount for your girl child.
Plan systematic withdrawals from your mutual funds.
Calculate presumptive tax under Section 44ADA.
Decide whether to buy a house or keep renting.
Track your personal assets and liabilities.
Calculate gratuity payout when leaving a job.
Estimate your Employees Provident Fund retirement corpus.
Calculate LTCG and STCG on stocks and mutual funds.
Calculate your Financial Independence Retire Early number.
Expert insights, guides, and tips to boost your financial knowledge.
Discover the top-performing SIP plans and learn how to build long-term wealth through systematic investing.
Compare home loan interest rates from top banks and find the best deal for your dream home.
Reduce your tax liability legally with these proven strategies under old and new tax regimes.
Common financial mistakes that can cost you lakhs. Learn what to avoid for a strong financial future.
FinanceFlow is a free financial calculator platform that provides accurate, easy-to-use tools for calculating EMI, SIP returns, FD maturity, income tax, GST, and more. Our tools are designed to help you make smarter financial decisions.
Yes! Our calculators use bank-grade mathematical formulas. We follow the same calculation methodology used by major banks and financial institutions in India.
Absolutely! All our calculators and financial tools are 100% free. There are no hidden charges, no premium features locked behind paywalls.
All calculations happen directly in your browser. We do not store, transmit, or save any of your financial data. Your privacy is our top priority.
We offer 20+ calculators including EMI, SIP, FD, RD, PPF, GST, Income Tax, Salary, Compound Interest, Retirement, Inflation, Savings Goal, Loan Eligibility, and more.
Yes! FinanceFlow is fully responsive and optimized for mobile devices. You get the same premium experience on phone, tablet, or desktop.
Calculate your exact EMI, total interest, and see the full amortization schedule.